Jun 2020

During March when Covid-19 affected alot of countries and went lockdown mode, stock market crashes 30%. I've liquidated my stock and was left with around $11.5k. Meaning to say all year 2019 gains had lost and even further hurt my own initial capital. Oil price also went into negative zone that makes me doubt what Im doing for options in stock is it stable.

Been thinking about what Warren Buffet said" If you cant beat the market average returns, you should just invest index".

So I had select a few ETF which is how i would select the stock,like consumer staples XLP VDC  RHS, dividend aristocrats NOBL, utilities RYU and internet etf FDN.

All their returns for 10 years are higher than 9%.  Using 2019 as record, the ETF are gaining >25% while my portfolio is only 16%. Clearly, I  had under-perform the market benchmark.

So from now onwards,I will be only investing in this ETF only as they covered the sector I prefer and are more diversified than my own portfolio.

As of today, market seems to have made a V-Shaped recovery and I might have missed the boat in investing. So, i will stay sideline to only invest if the market will to fall again or invest next year as this covid-19 pandemic had not recover and there is no vaccine for it.

Feb 2020

Sell 1 Put MO 21Feb19 $46 at $0.47 is $47 on 3Feb.

Did not sell any options on Jan20 as price falls below entry price.


Total Premium collected for Feb is $47.

Total Accumulative Premium collected for FY19 is $2290.

Total capital outlay : $14767.30
Expected value of Portfolio : 17057.30 (Capital plus Premium collected)

Current value in Portfolio : $15930.26. 3Feb2020

Projected Annual Dividend Income

XOM $348
WBA $183
MO $336


Total Projected Annual Dividend Income is $867.