Yearly check..

Its been a year.. yup.. i'm still focusing on my stocks for passive income thru covered call options n dividends from the US stocks. Its the only investment so far that I am able to see profits. Profits are real slow merely a 10-15% annually. although this is a huge percentile comparing to the world of investing, to be able to live comfortably and achieve financial freedom, it still need to take a huge amount of capital. 100k capital will be the 1st milestone to clear. right now i'm still on track and i'm pushing myself to hit it with a 100k portfolio by year 2020. While i'm on my journey of investing, I find that one needs a lot of discipline and determination in order to reach the financial freedom goal. u need to remind yourself to save the fixed amount of budget to set aside for investment. if you are not earning a lot, u need to cut down some of the activity that u usually do. it might be social gathering to a posh restaurant or Friday night drinking with your friends. Read thru some of the investment blogger who achieve their financial goals earning passively with dividend income range from 40k-100k or even more. They are in their late 30s to 40s and 1 thing about them is they live a frugal life. I did ask myself will I want an early retirement but living for the next 10 years frugally. when i'm age 40 being rich, looking back in life, what will I be missing out, will I be happy? if I were to reach all my financial goal, will I really attain happiness when the times come. this is a question within a question which I still have not come to an answer for it. NOW, what if I don't wan to retire early n enjoy my life now, when i'm age 40s, will I still be slogging out working all day waiting for paycheck by paycheck n still stuck in rat race.