2019 New start,new beginning

As per last post in Feb 2017, due to personal matter, I had sold all my holding and stop investing for 2 years.

Finally, in 2019, I had a capital outlay of $14767.30 invested. After reading up many article, Options Selling to collect premium is better than buy and hold to take dividend reason being dividend has 30% taxed and my annual target ROI is more than 5% p.a. At the end of the whole objective is to sell options for 20 companies. So if the end game is to sell options, it is better to do it now as premium collected is better than dividend received. Of course, these companies are the one that is Dividend Aristocrats which Im going to owned. If didn't get assigned, i will keep collect premium. If get assigned, i will collect dividends. Its a win-win situation.

By selling options monthly, the ROI min got to be 0.5% in order to hit annual target.

Sell 1 Put MO Jan19 $49.50 at $1 = $100
Sell 1 Put T Feb19 $29.50 at $0.32 = $32
Sell 1 Put BEN Feb19 $30 at $0.35 = $35
Sell 1 Put LEG Feb19 $35 at $0.19 = $19
Sell 1 Call MO Feb19 $49.50 at $0.26 = $26

Total premium collected for Jan is $212.

Total capital outlay: $14767.30

Current Value in portfolio : $15041.51 18Jan2019

Jan & Feb 2017

Dividend received:
10Jan - MO $1.24 Drips
15Feb - CL $0.45 Drips
15Feb - PG $1.42 Drips


Options Selling :
Jan
Sell 1 WMT Feb17 68 PUT - $0.68 x 100shares = $68
Sell 1 XOM Feb17 85 PUT - $1.63 x 100shares = $163

Jan Options Income $231

Feb
Sell 1 O Mar17 60 PUT - $1.04 x 100shares = $104
Sell 1 VALE Mar17 11 PUT - $0.38 x 100shares = $38

Feb Options Income $142

Portfolio:
Name	dividend yield		shares		dividends
CL	$1.56		1.62		$2.53
JNJ	$3.20		0.97		$3.10
KO	$1.40		7.03		$9.84
MO	$2.44		2.91		$7.10
O	$2.53		100		$253.00
PG	$2.68		3.04		$8.15
VALE	$0.18		920.91		$165.76
WBA	$1.50		2.19		$3.29
XOM	$3.00		104.44		$313.32
Annual Dividends					$766.09

Dec 2016 and Summary of 2016

Dividend received:
6Dec - JNJ $56.26 Drips
12Dec - WBA $52.92 Drips
15Dec - KO $50.43 Drips
27Dec -  VALE$33.39 Drips


Options Selling :
Sell 2 WBA Dec16 86.5 Call - $1.02 x 200 shares = $204
Sell 2 WBA Jan17 87.5 Call - $2.33 x 200 shares = $466
Sell 1 XOM Jun17 97.5 Call - $1.33 x 100 shares = $133
Sell 1 JNJ Jul17 125 Call - $1.68 x 100 shares = $168
Sell 2 KO Jun17 45 Call - $0.47 x 200 shares = $94

Total Options Income collected for Dec is $1065

on 3Jan2017, i closed my options position and sold my stocks as i need money for personal matter.
As a result

Total Options Income after closing out the options was $365.02

5Jan2017-Found out i have remaining money after transferring out, i initiated put options as follow:

Sell 1 WBA Jan17 80 Put - $1.21 x 100 shares = $121
Sell 1 WMT Jan17 68 Put - $0.63 x 100 shares = $63

Total Income for Dec is $685.76


Total Options Income for 2016 is $2517.44

Total Dividends Income for 2016 is $935.06.

Total Income generated for 2016 is $3268.50.($3327.16-2015, $4291.42-2014)


Portfolio Value : $55682.78 (31Dec2016) $47699.09(31Dec2015)
Thats a 16.73% increase from 2015.
Total Capital Outlay: $63000.

In Year 2015 Dividend rate for capital outlay was 2.04%. In year 2016  Dividend rate for capital outlay increase by 0.17% to 2.21%. Thats 8.33% growth rate. Im satisfy with the  growth rate and if VALE was to breakeven, i will sell out and diver the cash to other companies. it will be able to generate a higher dividend income and also options income.

For year 2017 to end of 2018, things will grow slowly  however by end of 2018, i hope to put more money back to investing.

Portfolio:
Name	dividend yield		shares		dividends
CL	$1.56		1.62		$2.53
JNJ	$3.20		0.97		$3.10
KO	$1.40		7.03		$9.84
MO	$2.44		2.89		$7.05
PG	$2.68		3.02		$8.09
VALE	$0.18		820.91		$147.76
WBA	$1.50		102.19		$153.29
WMT	$2.00		100		$200.00
XOM	$3.00		4.44		$13.32
Annual Dividends					$544.99

Nov 2016

No options selling for the month of Nov as stock price is lower than the purchase price.

Dividend received:
15 Nov - CL $0.45 (DRIP)
15 Nov - PG $1.41 (DRIP)
06 Dec - JNJ $56.26 (DRIP)
09 Dec - XOM $54.51 (DRIP)

Portfolio: Name dividend yield shares dividends CL $1.56 1.62 $2.53 JNJ $3.20 100.97 $323.10 KO $1.40 205.8 $288.12 MO $2.44 2.89 $7.05 PG $2.68 3.02 $8.09 VALE $0.19 816.69 $155.17 WBA $1.50 201.57 $302.36 XOM $3.00 104.44 $313.32 Annual Dividends $1,399.74

Sep & Oct 2016

No options selling for the month of Sep and Oct and stock price is lower than the purchase price.

Dividend received:
6 Sep - JNJ $80 ($56 received and Drips)
9 Sep - XOM $77.41 ($54.19 received and Drips)
12 Sep- WBA $75.35 ($52.75 received and Drips)
3 Oct - KO $71.62 ($50.14 received and Drips)
11 Oct - MO $1.75 ($1.23 received and Drips)

Portfolio:
Name	dividend yield		shares		dividends
CL	$1.56		1.61		$2.51
JNJ	$3.20		100.47		$321.50
KO	$1.40		205.8		$288.12
MO	$2.44		2.89		$7.05
PG	$2.68		3		$8.04
VALE	$0.19		816.69		$155.17
WBA	$1.50		201.57		$302.36
XOM	$3.00		103.82		$311.46
Annual Dividends					$1,396.21

Portfolio Value : $52000.(30Sep2016)
Total Capital Outlay: $63000.

Aug 2016

Dividend received:
15Aug - PG $2.00 ($1.40 received and Drips)
15Aug - CL $0.63 ($0.45 received and Drips)

Options Selling :
Sell 1 KO Sep16 44 Call - $0.56 x 100 shares = $56

Total income for Aug is $56

Portfolio:
Name	dividend yield		shares		dividends
CL	$1.56		1.61		$2.51
JNJ	$3.20		100.47		$321.50
KO	$1.40		204.62		$286.47
MO	$2.26		2.87		$6.49
PG	$2.68		3		$8.04
VALE	$0.19		816.69		$155.17
WBA	$1.50		201.57		$302.36
XOM	$3.00		103.82		$311.46
Annual Dividends					$1,394.00

Jul 2016

Dividends received:
1Jul- KO - $1.61 ($1.13 received and Drips)
11Jul - MO - $1.61 ($1.13 received and Drips)

Options Selling :
Sell 1 ADM Aug16 44 PUT - $0.85 X 100 shares = $85
Sell 1 JNJ Aug16 124 CALL - $2.00 x 100 shares = $200
Sell 1 KO Aug16 45 PUT - $0.50 x 100 shares = $50
Sell 2 WBA Aug16 85.5 PUT - $0.70 x 200 Shares = $140
Sell 1 XOM Aug16 95 CALL - $1.14 x 100 Shares = $114


Total Option Income for Jul is $589.

Portfolio:
Name	dividend yield		shares		dividends
ADM	$1.20		100		$120.00
CL	$1.56		1.61		$2.51
JNJ	$3.20		100		$320.00
KO	$1.40		104.62		$146.47
MO	$2.26		2.87		$6.49
PG	$2.68		2.99		$8.01
VALE	$0.19		816.69		$155.17
WBA	$1.50		200.94		$301.41
XOM	$3.00		103.21		$309.63
Annual Dividends					$1,369.69

This works out to be $1369.69 annual dividends which is 2.17% yield of capital outlay ($63000).