Jun 2020

During March when Covid-19 affected alot of countries and went lockdown mode, stock market crashes 30%. I've liquidated my stock and was left with around $11.5k. Meaning to say all year 2019 gains had lost and even further hurt my own initial capital. Oil price also went into negative zone that makes me doubt what Im doing for options in stock is it stable.

Been thinking about what Warren Buffet said" If you cant beat the market average returns, you should just invest index".

So I had select a few ETF which is how i would select the stock,like consumer staples XLP VDC  RHS, dividend aristocrats NOBL, utilities RYU and internet etf FDN.

All their returns for 10 years are higher than 9%.  Using 2019 as record, the ETF are gaining >25% while my portfolio is only 16%. Clearly, I  had under-perform the market benchmark.

So from now onwards,I will be only investing in this ETF only as they covered the sector I prefer and are more diversified than my own portfolio.

As of today, market seems to have made a V-Shaped recovery and I might have missed the boat in investing. So, i will stay sideline to only invest if the market will to fall again or invest next year as this covid-19 pandemic had not recover and there is no vaccine for it.

Feb 2020

Sell 1 Put MO 21Feb19 $46 at $0.47 is $47 on 3Feb.

Did not sell any options on Jan20 as price falls below entry price.


Total Premium collected for Feb is $47.

Total Accumulative Premium collected for FY19 is $2290.

Total capital outlay : $14767.30
Expected value of Portfolio : 17057.30 (Capital plus Premium collected)

Current value in Portfolio : $15930.26. 3Feb2020

Projected Annual Dividend Income

XOM $348
WBA $183
MO $336


Total Projected Annual Dividend Income is $867.

Dec 2019

Sell 1 Put ADM 20Dec19 $42 at $0.37 is $37 on 2Dec.
Sell 1 Call XOM 17Jan19 $71 at $0.86 is $86 on 20Dec.
Sell 1 Put WBA 17Jan19 $57 at $0.97 is $97 on 20Dec.
Sell 1 Put HRL 17Jan19 $45 at $0.56 is $56 on 20Dec.

Total Premium collected for Dec is $276.

Total Accumulative Premium collected is $2290.

Total capital outlay : $14767.30
Expected value of Portfolio : 17057.30 (Capital plus Premium collected)

Current value in Portfolio : $17189.26. 24Dec2019

Projected Annual Dividend Income

XOM $348
ADM $140
WBA $183
HRL $93


Total Projected Annual Dividend Income is $764.

Nov 2019

Sell 1 Put XOM 8Nov19 $71 at $0.98 is $98 on 5 nov.
Sell 2 Call MO 22Nov19 $48.50 at $0.21 is $42 on 19Nov. Exercised.
Sell 1 Put HRL 29Nov19 $41 at $0.46 is $46 on 25Nov.
Sell 1 Put MO 20Dec19 $47.5 at $0.46 is $46 on 25Nov.

Total Premium collected for Nov is $232.

Total Accumulative Premium collected is $2014.

Total capital outlay: $14767.30

Current value in portfolio : $16400.  5Nov2019

Projected Annual Dividend Income

XOM $348
MO $336
HRL $93


Total Projected Annual Dividend Income is $777.

Oct 2019

Had moved to IB, still trying to get use the interface. even reading the statement regards to my total option premium collected and average share price is not easy.

Sell 1 Call WBA 25Oct19 $55 at $1.53 is $153.
Sell 1 Put XOM 1Nov19 $69 at $0.69 is $69
Sell 2 Call MO 15Nov19 $48.5 at $0.61 is $122

Total Premium collected for Oct is $344.

Total Accumulative Premium collected is $1782.

Total capital outlay: $14767.30

Current value in portfolio : $16416.  28Oct2019

Projected Annual Dividend Income

XOM $348
MO $336 x 2 = $672


Total Projected Annual Dividend Income is $1020.

Sep 2019

Wow.. Schwabs is closing down and i had xfer all my security to InteractiveBrokers. IB do not have dividend reinvestment program so will be collecting cash.

Sell 1 Call WBA 20Sep19 $55 at $0.72 is $72.
Sell 1 Put MO 20Sep19 $43 at $0.82 is $82.
Total Premium collected for Sep is $154.

Total Accumulative Premium collected is $1438.

Total capital outlay: $14767.30

Current value in portfolio : $15226.  16Sep2019

Projected Annual Dividend Income

WBA $183
MO $336
HRL $84

Total Projected Annual Dividend Income is $603.

Aug 2019

For the Month of Aug, Price fall below my entry price. So did not manage to sell the monthly options.
However i saw that in schwabs, there is weekly options for some company. So i did Selling of options 1 day before the expiring date thinking it should generate good roi.

Sell 1 Call HRL 23Aug19 $42 at $0.35 is $35. expiring in 1 day.
Sell 1 Put MO 30Aug19 $43.50 at $0.18 is $18. expiring in 1 day.
Total Premium collected for Aug is $53.

Total Accumulative Premium collected is $1284.

Total capital outlay: $14767.30

Current value in portfolio : $15002.89  4Sep2019

Projected Annual Dividend Income

WBA $183
MO $336
HRL $84

Total Projected Annual Dividend Income is $603.

Jul 2019

Sell 1 Call HRL Aug19 $42 at $0.52 is $52
Sell 1 Call WBA Aug19 $55 at $0.68 is $68
Total Premium collected for Jul is $120.

Total Accumulative Premium collected is $1231.

Total capital outlay: $14767.30

Current value in portfolio : $15780.36  27Jul2019

Projected Annual Dividend Income

WBA $183
MO $320
HRL $84

Total Projected Annual Dividend Income is $587.

Jun 2019

Sell 1 Call HRL Jul19 $42 at $0.76 is $76
Total Premium collected for Jun is $76.

WBA Jul19 option was sold in May thus no options selling for Jun19.
MO price is low and unable to sell options for Jun19.

WBA paid dividend on 12Jun $44 - $13.20(30% taxed) is $30.80.

a reminder to myself is sell option to locked in premium with dividend instead of letting it taxed.

Total Accumulative Premium collected is $1111.

Total capital outlay: $14767.30

Current value in portfolio : $15268.44 27 Jun 2019

Projected Annual Dividend Income

WBA $176
MO $320
HRL $84

Total Projected Annual Dividend Income is $580.

May 2019

Sell 1 Call MO Jun19 $53.50 at $0.90 is $90
Sell 1 Call HRL Jun19 $42 at $0.61 is $61
Sell 1 Call WBA Jul19 $55 at $0.90 is $90
Total Premium collected for May is $241

WBA is bought at $55 and currently price is at  $52.38. highest call price is $54. will monitor the market price to reach $53.50 region then sell the call option. As i hold the stock as of 20May. dividend will be paid on 12Jun $0.44.

Total Accumulative Premium collected is $1035.

Total capital outlay: $14767.30

Current value in portfolio : $15303.14 21 May 2019

Projected Annual Dividend Income

WBA $176
MO $320
HRL $84

Total Projected Annual Dividend Income is $580.

Apr 2019

Bought WBA at $54.50 because ex div date is 17May.
Sell 1 Call WBA May19 $55 at $1.23 is $123
Sell 1 Put MO May19 $53.50 at $1.12 is $112
Sell 1 Put HRL May19 $42 at $0.31 is $31

Total Premium collected for Apr is $266

Total Accumulative Premium collected is $794.

Total capital outlay: $14767.30

Current value in portfolio : $15394.59 22 Apr 2019

Projected Annual Dividend Income

WBA $176
MO $320
HRL $84

Total Projected Annual Dividend Income is $580.

Mar 2019

Sell 1 Put ADM Apr19 $42 at $0.37 is $37
Sell 1 Put KO Apr19 $45 at $0.37 is $37
Sell 1 Put HRL Apr19 $42 at $0.63 is $63

Total Premium collected for Mar is $137

Total Accumulative Premium collected is $528

Total capital outlay: $14767.30

Current value in portfolio : $15423.74 20 Mar 2019

Projected Annual Dividend Income

ADM $140
KO $160
HRL $84

Total Projected Annual Dividend Income is $384.

Feb 2019

Sell 1 Put ADM Mar19 $41 at $0.41 is $41
Sell 1 Put KO Mar19 $45 at $0.62 is $62
Sell 1 Call MO Mar19 $49.50 at $0.76 is $76

Total Premium collected for Feb is $179

Total Accumulative Premium collected is $391

Total capital outlay: $14767.30

Current Value in portfolio : $15164.50 20 Feb 2019

Projected Annual Dividend Income

ADM $140
KO $156
MO$320

Total Projected Annual Dividend Income is $616

2019 New start,new beginning

As per last post in Feb 2017, due to personal matter, I had sold all my holding and stop investing for 2 years.

Finally, in 2019, I had a capital outlay of $14767.30 invested. After reading up many article, Options Selling to collect premium is better than buy and hold to take dividend reason being dividend has 30% taxed and my annual target ROI is more than 5% p.a. At the end of the whole objective is to sell options for 20 companies. So if the end game is to sell options, it is better to do it now as premium collected is better than dividend received. Of course, these companies are the one that is Dividend Aristocrats which Im going to owned. If didn't get assigned, i will keep collect premium. If get assigned, i will collect dividends. Its a win-win situation.

By selling options monthly, the ROI min got to be 0.5% in order to hit annual target.

Sell 1 Put MO Jan19 $49.50 at $1 = $100
Sell 1 Put T Feb19 $29.50 at $0.32 = $32
Sell 1 Put BEN Feb19 $30 at $0.35 = $35
Sell 1 Put LEG Feb19 $35 at $0.19 = $19
Sell 1 Call MO Feb19 $49.50 at $0.26 = $26

Total premium collected for Jan is $212.

Total capital outlay: $14767.30

Current Value in portfolio : $15041.51 18Jan2019

Jan & Feb 2017

Dividend received:
10Jan - MO $1.24 Drips
15Feb - CL $0.45 Drips
15Feb - PG $1.42 Drips


Options Selling :
Jan
Sell 1 WMT Feb17 68 PUT - $0.68 x 100shares = $68
Sell 1 XOM Feb17 85 PUT - $1.63 x 100shares = $163

Jan Options Income $231

Feb
Sell 1 O Mar17 60 PUT - $1.04 x 100shares = $104
Sell 1 VALE Mar17 11 PUT - $0.38 x 100shares = $38

Feb Options Income $142

Portfolio:
Name	dividend yield		shares		dividends
CL	$1.56		1.62		$2.53
JNJ	$3.20		0.97		$3.10
KO	$1.40		7.03		$9.84
MO	$2.44		2.91		$7.10
O	$2.53		100		$253.00
PG	$2.68		3.04		$8.15
VALE	$0.18		920.91		$165.76
WBA	$1.50		2.19		$3.29
XOM	$3.00		104.44		$313.32
Annual Dividends					$766.09

Dec 2016 and Summary of 2016

Dividend received:
6Dec - JNJ $56.26 Drips
12Dec - WBA $52.92 Drips
15Dec - KO $50.43 Drips
27Dec -  VALE$33.39 Drips


Options Selling :
Sell 2 WBA Dec16 86.5 Call - $1.02 x 200 shares = $204
Sell 2 WBA Jan17 87.5 Call - $2.33 x 200 shares = $466
Sell 1 XOM Jun17 97.5 Call - $1.33 x 100 shares = $133
Sell 1 JNJ Jul17 125 Call - $1.68 x 100 shares = $168
Sell 2 KO Jun17 45 Call - $0.47 x 200 shares = $94

Total Options Income collected for Dec is $1065

on 3Jan2017, i closed my options position and sold my stocks as i need money for personal matter.
As a result

Total Options Income after closing out the options was $365.02

5Jan2017-Found out i have remaining money after transferring out, i initiated put options as follow:

Sell 1 WBA Jan17 80 Put - $1.21 x 100 shares = $121
Sell 1 WMT Jan17 68 Put - $0.63 x 100 shares = $63

Total Income for Dec is $685.76


Total Options Income for 2016 is $2517.44

Total Dividends Income for 2016 is $935.06.

Total Income generated for 2016 is $3268.50.($3327.16-2015, $4291.42-2014)


Portfolio Value : $55682.78 (31Dec2016) $47699.09(31Dec2015)
Thats a 16.73% increase from 2015.
Total Capital Outlay: $63000.

In Year 2015 Dividend rate for capital outlay was 2.04%. In year 2016  Dividend rate for capital outlay increase by 0.17% to 2.21%. Thats 8.33% growth rate. Im satisfy with the  growth rate and if VALE was to breakeven, i will sell out and diver the cash to other companies. it will be able to generate a higher dividend income and also options income.

For year 2017 to end of 2018, things will grow slowly  however by end of 2018, i hope to put more money back to investing.

Portfolio:
Name	dividend yield		shares		dividends
CL	$1.56		1.62		$2.53
JNJ	$3.20		0.97		$3.10
KO	$1.40		7.03		$9.84
MO	$2.44		2.89		$7.05
PG	$2.68		3.02		$8.09
VALE	$0.18		820.91		$147.76
WBA	$1.50		102.19		$153.29
WMT	$2.00		100		$200.00
XOM	$3.00		4.44		$13.32
Annual Dividends					$544.99

Nov 2016

No options selling for the month of Nov as stock price is lower than the purchase price.

Dividend received:
15 Nov - CL $0.45 (DRIP)
15 Nov - PG $1.41 (DRIP)
06 Dec - JNJ $56.26 (DRIP)
09 Dec - XOM $54.51 (DRIP)

Portfolio: Name dividend yield shares dividends CL $1.56 1.62 $2.53 JNJ $3.20 100.97 $323.10 KO $1.40 205.8 $288.12 MO $2.44 2.89 $7.05 PG $2.68 3.02 $8.09 VALE $0.19 816.69 $155.17 WBA $1.50 201.57 $302.36 XOM $3.00 104.44 $313.32 Annual Dividends $1,399.74

Sep & Oct 2016

No options selling for the month of Sep and Oct and stock price is lower than the purchase price.

Dividend received:
6 Sep - JNJ $80 ($56 received and Drips)
9 Sep - XOM $77.41 ($54.19 received and Drips)
12 Sep- WBA $75.35 ($52.75 received and Drips)
3 Oct - KO $71.62 ($50.14 received and Drips)
11 Oct - MO $1.75 ($1.23 received and Drips)

Portfolio:
Name	dividend yield		shares		dividends
CL	$1.56		1.61		$2.51
JNJ	$3.20		100.47		$321.50
KO	$1.40		205.8		$288.12
MO	$2.44		2.89		$7.05
PG	$2.68		3		$8.04
VALE	$0.19		816.69		$155.17
WBA	$1.50		201.57		$302.36
XOM	$3.00		103.82		$311.46
Annual Dividends					$1,396.21

Portfolio Value : $52000.(30Sep2016)
Total Capital Outlay: $63000.

Aug 2016

Dividend received:
15Aug - PG $2.00 ($1.40 received and Drips)
15Aug - CL $0.63 ($0.45 received and Drips)

Options Selling :
Sell 1 KO Sep16 44 Call - $0.56 x 100 shares = $56

Total income for Aug is $56

Portfolio:
Name	dividend yield		shares		dividends
CL	$1.56		1.61		$2.51
JNJ	$3.20		100.47		$321.50
KO	$1.40		204.62		$286.47
MO	$2.26		2.87		$6.49
PG	$2.68		3		$8.04
VALE	$0.19		816.69		$155.17
WBA	$1.50		201.57		$302.36
XOM	$3.00		103.82		$311.46
Annual Dividends					$1,394.00

Jul 2016

Dividends received:
1Jul- KO - $1.61 ($1.13 received and Drips)
11Jul - MO - $1.61 ($1.13 received and Drips)

Options Selling :
Sell 1 ADM Aug16 44 PUT - $0.85 X 100 shares = $85
Sell 1 JNJ Aug16 124 CALL - $2.00 x 100 shares = $200
Sell 1 KO Aug16 45 PUT - $0.50 x 100 shares = $50
Sell 2 WBA Aug16 85.5 PUT - $0.70 x 200 Shares = $140
Sell 1 XOM Aug16 95 CALL - $1.14 x 100 Shares = $114


Total Option Income for Jul is $589.

Portfolio:
Name	dividend yield		shares		dividends
ADM	$1.20		100		$120.00
CL	$1.56		1.61		$2.51
JNJ	$3.20		100		$320.00
KO	$1.40		104.62		$146.47
MO	$2.26		2.87		$6.49
PG	$2.68		2.99		$8.01
VALE	$0.19		816.69		$155.17
WBA	$1.50		200.94		$301.41
XOM	$3.00		103.21		$309.63
Annual Dividends					$1,369.69

This works out to be $1369.69 annual dividends which is 2.17% yield of capital outlay ($63000).